v26-家族首富相处之道

v26-家族首富相处之道 is a skill for Claude Code, Codex from R2h1/my-book-skills. It costs 127 tokens per session (1,589 once invoked), scanned A, original, MIT.

A guide for people who become the first financially wealthy person in their family and need to decide how to help relatives. It recommends adjusting support to your financial situation and setting clear boundaries.

In plain words
What is it for?
Use it when relatives ask for money, a business loan, a guarantee, housing, education costs, or regular support, and you need a practical way to decide what to provide.
Why use it?
Family requests for loans, housing, education, or living costs can create financial strain and resentment. The guide helps distinguish manageable care from commitments that may put everyone at risk.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it when relatives ask for money, a business loan, a guarantee, housing, education costs, or regular support, and you need a practical way to decide what to provide.

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Install with agentmods
npx agentmods add skills/r2h1/my-book-skills/v26
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add R2h1/my-book-skills --skill v26
Clone the repo
git clone --depth 1 https://github.com/R2h1/my-book-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for v26-家族首富相处之道

README.md
[![agentmods](https://agentmods.dev/badge/skills/r2h1/my-book-skills/v26/github.svg)](https://agentmods.dev/skills/r2h1/my-book-skills/v26)
Your own site
<a href="https://agentmods.dev/skills/r2h1/my-book-skills/v26"><img src="https://agentmods.dev/badge/skills/r2h1/my-book-skills/v26/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for v26-家族首富相处之道

Your own site · 80×15
<a href="https://agentmods.dev/skills/r2h1/my-book-skills/v26"><img src="https://agentmods.dev/badge/skills/r2h1/my-book-skills/v26.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 127 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,589 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00127 $0.01589
Opus 5 $0.00063 $0.00794
Sonnet 5 $0.00025 $0.00318
Haiku 4.5 $0.00013 $0.00159

Measured 11d ago against content hash 29b823ebddfd, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-11, from the pricing page.

Security

Grade A, and why

v26-家族首富相处之道 scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

金钱的属性:一个富豪的财富私房课/v26-家族首富相处之道/SKILL.md · 67 lines

What it actually says

家族首富相处之道:按资产规模分级支援家人

R — 原文 (Reading)

情况1(不足10亿元):不该借钱给兄弟们创业、帮父母换房换车;该给照顾父母的嫂子买名牌包、侄子侄女入学买电脑、聚餐全额付餐费、定期给父母生活费。……情况3(超过100亿元):帮助兄弟脱贫、让家族富起来。

— 金胜镐, 《成为家族首富时对待父母与兄弟的行动要领》

I — 方法论骨架 (Interpretation)

家人中出现富人,处理不好就会隔阂、失落、责难。核心原则:按资产规模分级支援,先稳住家庭结构,再谈帮扶

三个情景(以资产规模分档):

  1. <10亿(初步富裕)不做大额支援(不借巨款给兄弟创业、不帮父母换房换车);小额关怀(给照顾父母的嫂子买包、给侄子侄女买入学电脑、聚餐买单、定期给父母生活费)。"这个时期不是支援家人的时期,而是避免家人人心涣散的时期"。给父母生活费要固定日期准时转账、说"投资收益"不说"生活费"。
  2. <50亿:可承担父母房/车与全部生活费用、帮侄子侄女付学费;对兄弟的支援仍要小心(相对直接借资金,给侄子侄女付学费更贤明)。
  3. >100亿:有责任让整个家族富起来——选有企业家资质的兄弟给一部分企业实体管理;每年送父母旅行(连同父母的朋友);对亲戚红白事/住院承担"保险经纪人"角色。所有经手通过配偶完成,让配偶在家族中获得相应待遇。

A1 — 书中的应用

  • 作者从自身失误中总结:他列出三情景,强调"给父母的生活费要像发工资一样固定日期准时自动转账,哪怕晚一天父母就会多心"。
  • 作者建议给父母生活费时"用语不要说是生活费,要说成是投资收益"(他们年轻时给子女投入的价值的收益分红),让他们毫无负担地接受并花掉。
  • 作者提醒:兄弟借钱创业、买房借款、生活费救济等请求,在自己资产未稳固前"绝不应允"——"自己还没从水中逃出却被抓住脚脖子,只会让大家一同深陷困窘"。

A2 — 触发场景 ★

场景:你成为家里第一个"比较有钱"的人;家人向你借钱/请求支援时;你纠结"该帮父母买房/帮兄弟创业吗";你想在富裕后维持家庭和睦时。

语言信号

  • "亲戚向我借钱,该借吗?"
  • "我富了,该给爸妈买房子吗?"
  • "兄弟想让我担保/投资他创业,怎么办?"
  • "怎么有钱了还不伤家庭和气?"

相邻区分:与"对待他人金钱"(v19)配合——尊重家人金钱是本 skill 的价值观基础;与"良债vs劣债"(v07)配合——"借钱给兄弟"本质是处理"家庭借贷";与"富人四种能力"(v02)配合——本 skill 是"保值/消费"能力在家庭维度的延伸。

E — 执行步骤

  1. 认清自己的档位:估算你的净资产规模,确定处于哪个情景(<10亿/<50亿/>100亿的本地相对版——按你所在地购买力换算)。

  2. 执行"该做/不做"清单:按档位执行:<10亿档——只做小额关怀、设立"不借巨款/不担保"的底线;给父母设固定日期的生活费自动转账。

  3. 设置家人财务边界:明确对兄弟的支援边界(不借巨款、不做担保、不包养),用"帮助侄子侄女/照顾父母"的迂回方式表达亲情。

  4. 让配偶经手 + 全家同步:所有给家人的金钱经配偶之手;向父母/家人说明金钱来自"共同的家",避免因钱生隙;随资产增长逐步升级支援档位。

B — 边界 ★

  • 作者的三档金额(10亿/50亿/100亿韩元)是韩国背景,需按你所在地购买力折算;核心是"分级、克制、先稳结构"的原则。
  • 每个家庭文化不同:有的家庭"帮兄弟"是常态、有的边界感强;本 skill 是作者的个体经验,需结合你的家庭情况调整。
  • 别因"该给父母生活费"而被原生家庭过度索取(扶弟魔式困境):作者也强调"先把自己的子女和配偶照顾好"。
  • 本 skill 是价值观/边界框架,不是法律建议;涉及大额财产安排(遗嘱、信托)请咨询专业人士。

审计信息

V1 ✓ / V2 ✓ / V3 ✓

Files

What ships with it

2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 11d ago First seen · 67 lines · 127 tokens per session scan A 29b823ebddfd

Subscribe to this mod's changes

v26-家族首富相处之道 is a skill published in the GitHub repository R2h1/my-book-skills (2 stars, last pushed 26d ago), licensed MIT. It adds 127 tokens to every session and 1,589 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.