aifolimizer: Skill for Claude Code

.claude/skills/auto-rebalance/SKILL.md

auto-rebalance is a skill for Claude Code from tusharagg1/aifolimizer. It costs 117 tokens per session (2,686 once invoked), scanned A, original, MIT.

A monthly investing guide for maintaining a long-term portfolio of broad-market index exchange-traded funds, or ETFs. It combines regular investing with adding new money to positions that have fallen below their target shares.

In plain words
What is it for?
Use it for monthly rebalancing, paycheck or contribution allocation, dollar-cost averaging, and checking whether the long-term core portfolio is off target.
Why use it?
It reduces repeated decisions about where to put new contributions and can limit the need to sell investments when the portfolio drifts from its targets.

Skill for Claude Code

Written for Claude Code: installed under .claude/. Also seen: positional $N argument.

This is tusharagg1/aifolimizer's own configuration. It tells Claude Code how to work on aifolimizer itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything aifolimizer configures →

Part of the aifolimizer plugin — 28 skills, 2 agents shipped together

Reuse

Borrowing it

Nothing to install: this file belongs to tusharagg1/aifolimizer. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/tusharagg1/aifolimizer/master/.claude/skills/auto-rebalance/SKILL.md
Clone the repo
git clone --depth 1 https://github.com/tusharagg1/aifolimizer

Made for: Claude Code.

Or install aifolimizer, the plugin that ships this one along with the rest of its 28 skills, 2 agents.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for auto-rebalance

README.md
[![agentmods](https://agentmods.dev/badge/skills/tusharagg1/aifolimizer/auto-rebalance/github.svg)](https://agentmods.dev/skills/tusharagg1/aifolimizer/auto-rebalance)
Your own site
<a href="https://agentmods.dev/skills/tusharagg1/aifolimizer/auto-rebalance"><img src="https://agentmods.dev/badge/skills/tusharagg1/aifolimizer/auto-rebalance/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for auto-rebalance

Your own site · 80×15
<a href="https://agentmods.dev/skills/tusharagg1/aifolimizer/auto-rebalance"><img src="https://agentmods.dev/badge/skills/tusharagg1/aifolimizer/auto-rebalance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 117 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,686 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00117 $0.02686
Opus 5 $0.00059 $0.01343
Sonnet 5 $0.00023 $0.00537
Haiku 4.5 $0.00012 $0.00269

Measured 10d ago against content hash aea3f055c87c, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-10, from the pricing page.

Security

Grade A, and why

auto-rebalance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 10d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

.claude/skills/auto-rebalance/SKILL.md · 155 lines

How it starts

The opening of the file, as written. The whole thing — 155 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Auto-Rebalance (Long-Term Core Maintenance)

Goal

Keep the boring-core sleeve on target with minimum effort. This skill is for the wealth-building bucket, not the trading bucket. Output is a monthly DCA + rebalance instruction sheet the user can execute in 5 minutes.

Math behind it: rebalancing by adding new cash to underweighted positions (vs selling overweighted) avoids tax events and keeps drift small. Combined with biweekly/monthly DCA, this captures dollar-cost averaging benefits and removes timing decisions.

When to invoke

  • 1st of each month (can be scheduled via /loop)
  • User asks "where do I put this paycheck?"
  • User asks "is my allocation off?"
  • Settled cash in TFSA/RRSP > $500 with no immediate trade plan
  • After any contribution-room reset (TFSA Jan 1, RRSP March 1)

Decision Memory Protocol (load first, log after)

Before forming any view, load prior decisions so verdicts stay consistent across sessions:

  • mcp__aifolimizer__get_cross_ticker_lessons (max_lessons=3) - portfolio-level win/loss patterns
  • For any name you issue a per-ticker BUY/SELL/TRIM/HOLD/ADD on, also load mcp__aifolimizer__get_ticker_decision_history (ticker=…, max_decisions=5) and mcp__aifolimizer__get_ticker_reflection (symbol=…, n=3). If a prior decision exists and this run flips it, state explicitly WHY (new data / catalyst / price); never silently contradict a logged decision.

After output, log every actionable verdict: for each BUY/SELL/TRIM/ADD/HOLD issued, call mcp__aifolimizer__log_recommendation (skill="auto-rebalance", ticker, action, conviction, rationale, target_pct, stop_pct). Skipping breaks the cross-session feedback loop and causes drift.

How to run

Step 1 - Pull state (parallel):

  1. mcp__aifolimizer__get_profile - per-account cash, contribution room if available, total NAV
  2. mcp__aifolimizer__get_portfolio - current holdings per account
  3. mcp__aifolimizer__get_xray - ETF exposure expansion (so VFV+XEQT overlap is detected)
  4. mcp__aifolimizer__get_concentration_warnings - single-name or sector flags from xray
  5. mcp__aifolimizer__get_macro_snapshot - current regime label (informational only; this skill does NOT time the market)
  6. mcp__aifolimizer__recall_preferences with query="rebalance core allocation" - user's preferred target weights if previously set
  7. mcp__aifolimizer__get_personal_context - ground TFSA/RRSP/Non-Reg routing in the actual account waterfall, contribution room, and horizon. If present=false, fall back to generic routing rules and suggest the user run profile-setup for personalized tax-account placement.

Read the full file on GitHub · 155 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 10d ago First seen · 155 lines · 117 tokens per session scan A aea3f055c87c

Subscribe to this mod's changes

auto-rebalance is a skill published in the GitHub repository tusharagg1/aifolimizer (2 stars, last pushed 9d ago), licensed MIT. It adds 117 tokens to every session and 2,686 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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