refresh

refresh is a skill for Claude Code, Codex from vyayasan/kyc-analyst. It costs 74 tokens per session (3,162 once invoked), scanned A, original, MIT.

A customer refresh process that repeats due-diligence checks to find important changes after onboarding. Due diligence means checking a customer’s identity, ownership, activities, and risk.

In plain words
What is it for?
Use it for scheduled or risk-triggered reviews, re-checking customer information, detecting new concerns, updating the risk profile, and documenting the results.
Why use it?
Customer circumstances, sanctions, ownership, and adverse news can change, so an old review may no longer be accurate.

Skill for Claude CodeCodex

Part of the kyc-analyst plugin — 5 skills, 6 commands shipped together

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add skills/vyayasan/kyc-analyst/refresh
Any agent
npx skills add vyayasan/kyc-analyst --skill refresh
Clone the repo
git clone --depth 1 https://github.com/vyayasan/kyc-analyst

Made for: Claude Code, Codex.

Or install kyc-analyst, the plugin that ships this one along with the rest of its 5 skills, 6 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for refresh

README.md
[![agentmods](https://agentmods.dev/badge/skills/vyayasan/kyc-analyst/refresh.svg)](https://agentmods.dev/skills/vyayasan/kyc-analyst/refresh)
Your own site
<a href="https://agentmods.dev/skills/vyayasan/kyc-analyst/refresh"><img src="https://agentmods.dev/badge/skills/vyayasan/kyc-analyst/refresh.svg" alt="Measured on agentmods" height="20"></a>
Per session 74 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 3,162 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5 $0.00074 $0.03162
Opus 5 $0.00037 $0.01581
Sonnet 5 $0.00015 $0.00632
Haiku 4.5 $0.00007 $0.00316

Measured 5d ago against content hash 9b22436fb53c, method: parsed. Prices are Anthropic first-party input rates as of 2026-08-30, from the pricing page.

Security

Grade A, and why

refresh scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 5d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/refresh/SKILL.md · 331 lines

How it starts

The opening of the file, as written. The whole thing — 331 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Customer Refresh Skill - v1.0.0

Periodic customer review with independent re-verification to maintain ongoing due diligence compliance and detect material changes.

Overview

Refresh is mandatory continuing monitoring required under AMLD5 (UK/EU), FinCEN CDD Rule (US), and MENA regional regulations. This skill re-runs the Step 0 onboarding verification framework to establish whether material changes have occurred and risk profile remains appropriate.

Key Principle: Refresh detects what changed, not what was previously found.

Why Refresh Matters

Regulatory frameworks across all jurisdictions mandate ongoing monitoring because:

  1. Risk Emergence: Beneficial ownership, regulatory status, and threat profiles evolve. A low-risk business can pivot to high-risk sectors; transparent ownership can become hidden.

  2. Sanction Exposure: Designation lists update monthly. Customers or their beneficial owners may become PEPs, fall under sanctions, or face criminal charges.

  3. Adverse Media Detection: News of regulatory enforcement, criminal convictions, or corruption allegations may not appear during onboarding but emerge later.

  4. Beneficial Ownership Verification: AMLD5 and FinCEN BOI Rule require periodic confirmation that beneficial ownership information remains accurate and complete.

Refresh Intervals by Risk Category

See detailed regulatory requirements:

Quick Reference:

  • HIGH: Annual (all regions)
  • MEDIUM: 24 months (UK/EU), 6 months (MENA)
  • LOW: 36 months (UK/EU), 12 months (MENA/US)

Refresh Triggers

See complete trigger library: refresh-triggers.md

Types of Triggers:

  • Time-based: Scheduled per risk category
  • Risk-based: Customer risk score change, business model shift, regulatory classification change
  • Event-based: Sanctions alert, adverse media, regulatory enforcement, MLRO escalation closure

Read the full file on GitHub · 331 lines

Files

What ships with it

3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 5d ago First seen · 331 lines · 74 tokens per session scan A 9b22436fb53c

Subscribe to this mod's changes

refresh is a skill published in the GitHub repository vyayasan/kyc-analyst (56 stars, last pushed 2mo ago), licensed MIT. It adds 74 tokens to every session and 3,162 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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