risk-assessment

risk-assessment is a skill for Claude Code from vyayasan/kyc-analyst. It costs 81 tokens per session (949 once invoked), scanned A, original, MIT.

A rule-based customer risk scoring method for compliance checks. It combines geographic, customer, product, and channel factors into risk bands from low to critical, using guidance from financial-crime regulators.

In plain words
What is it for?
Use it during customer onboarding or review to score risk based on locations, customer details, products, and transaction channels.
Why use it?
It gives analysts a consistent way to classify customers and decide how much checking and monitoring they need.

Skill for Claude Code

Written for Claude Code: user-invocable in frontmatter.

Part of the kyc-analyst plugin — 5 skills, 6 commands shipped together

Good fit Use it during customer onboarding or review to score risk based on locations, customer details, products, and transaction channels.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/vyayasan/kyc-analyst/risk-assessment
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add vyayasan/kyc-analyst --skill risk-assessment
Clone the repo
git clone --depth 1 https://github.com/vyayasan/kyc-analyst

Made for: Claude Code.

Or install kyc-analyst, the plugin that ships this one along with the rest of its 5 skills, 6 commands.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for risk-assessment

README.md
[![agentmods](https://agentmods.dev/badge/skills/vyayasan/kyc-analyst/risk-assessment/github.svg)](https://agentmods.dev/skills/vyayasan/kyc-analyst/risk-assessment)
Your own site
<a href="https://agentmods.dev/skills/vyayasan/kyc-analyst/risk-assessment"><img src="https://agentmods.dev/badge/skills/vyayasan/kyc-analyst/risk-assessment/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for risk-assessment

Your own site · 80×15
<a href="https://agentmods.dev/skills/vyayasan/kyc-analyst/risk-assessment"><img src="https://agentmods.dev/badge/skills/vyayasan/kyc-analyst/risk-assessment.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 81 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 949 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00081 $0.00949
Opus 5 $0.00041 $0.00475
Sonnet 5 $0.00016 $0.00190
Haiku 4.5 $0.00008 $0.00095

Measured 11d ago against content hash d01fe6fa0e82, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-10, from the pricing page.

Security

Grade A, and why

risk-assessment scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 11d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/risk-assessment/SKILL.md · 117 lines

How it starts

The opening of the file, as written. The whole thing — 117 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Risk Assessment Skill - v1.0.0

Deterministic heuristic risk scoring using a four-factor weighted model aligned with Basel III, EBA Guidelines, FATF standards, and FinCEN guidance.

Overview

Risk assessment is performed during onboarding and refresh to classify customers into risk bands that determine the level of due diligence required and ongoing monitoring frequency.

Four-Factor Risk Model

Factor 1: Geographic Risk (30% Weight)

Indicator Score Range
UK/EU/US/developed economy 5-15
Mid-tier economies 20-40
FATF grey-list jurisdictions 50-70
High-risk/sanctioned jurisdictions 80-100
Multiple jurisdictions with offshore +10-20

Assessed for: Customer residence, nationality, transaction destinations, wealth origin, business operations.

Factor 2: Customer Risk (35% Weight)

Indicator Score Range
Salaried employee, standard profile 5-15
Self-employed, professional 20-35
Business owner, HNWI 40-60
PEP (any tier) 60-80
Complex structures, unclear ownership 70-90
Adverse media findings +20-40

Assessed for: Occupation, PEP status, source of wealth clarity, business complexity, directorships, adverse media.

Factor 3: Product Risk (25% Weight)

Indicator Score Range
Personal current/savings account 5-15
Investment/wealth management 20-40
Trade finance, correspondent banking 50-70
Virtual assets, high-value transactions 60-80
Complex structured products 70-90

Assessed for: Account type, expected activity, transaction volume, product complexity.

Factor 4: Channel Risk (10% Weight)

Indicator Score Range
Face-to-face, standard onboarding 5-10
Remote/digital onboarding with verification 15-25
Intermediary-introduced 30-50
Anonymous/pseudonymous channels 70-90

Assessed for: Onboarding method, documentation quality, intermediary involvement.

Read the full file on GitHub · 117 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 11d ago First seen · 117 lines · 81 tokens per session scan A d01fe6fa0e82

Subscribe to this mod's changes

risk-assessment is a skill published in the GitHub repository vyayasan/kyc-analyst (56 stars, last pushed 2mo ago), licensed MIT. It adds 81 tokens to every session and 949 once invoked, about $0.0004 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.

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