mortgage-get-mortgage

mortgage-get-mortgage is a skill for Claude Code from bobadilla-tech/requiems-api-skills. It costs 26 tokens per session (718 once invoked), scanned A, original, MIT.

A fixed-rate mortgage calculator that returns the monthly payment, total repayment, total interest, and month-by-month payment schedule for a loan.

In plain words
What is it for?
Use it to calculate payments and balances for a loan amount, annual interest rate, and term from one to 50 years.
Why use it?
It removes the need to implement the loan formulas and amortization schedule yourself when comparing borrowing options.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the requiems-api-skills plugin — 127 skills shipped together

Good fit Use it to calculate payments and balances for a loan amount, annual interest rate, and term from one to 50 years.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add bobadilla-tech/requiems-api-skills --skill mortgage-get-mortgage
Clone the repo
git clone --depth 1 https://github.com/bobadilla-tech/requiems-api-skills

Made for: Claude Code.

Or install requiems-api-skills, the plugin that ships this one along with the rest of its 127 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for mortgage-get-mortgage

README.md
[![agentmods](https://agentmods.dev/badge/skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage/github.svg)](https://agentmods.dev/skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage)
Your own site
<a href="https://agentmods.dev/skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage"><img src="https://agentmods.dev/badge/skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for mortgage-get-mortgage

Your own site · 80×15
<a href="https://agentmods.dev/skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage"><img src="https://agentmods.dev/badge/skills/bobadilla-tech/requiems-api-skills/mortgage-get-mortgage.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 26 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 718 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00026 $0.00718
Opus 5 $0.00013 $0.00359
Sonnet 5 $0.00005 $0.00144
Haiku 4.5 $0.00003 $0.00072

Measured 4d ago against content hash b78b2c8e74d4, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

mortgage-get-mortgage scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 4d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/mortgage-get-mortgage/SKILL.md · 81 lines

How it starts

The opening of the file, as written. The whole thing — 81 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Endpoint

GET https://requiems.xyz/v1/finance/mortgage

Calculate Mortgage

Returns the monthly payment, total cost, and full amortization schedule for a fixed-rate mortgage.

Parameters

Name Type Required Location Description
principal number yes query Loan amount in your chosen currency (e.g. 300000 for $300,000)
rate number yes query Annual interest rate as a percentage (e.g. 6.5 for 6.5%). Must be greater than 0.
years integer yes query Loan term in years (1–50)

Response Example

{
  "data": {
    "principal": 300000,
    "rate": 6.5,
    "years": 30,
    "monthly_payment": 1896.2,
    "total_payment": 682632.0,
    "total_interest": 382632.0,
    "schedule": [
      {
        "month": 1,
        "payment": 1896.2,
        "principal": 271.2,
        "interest": 1625.0,
        "balance": 299728.8
      },
      {
        "month": 2,
        "payment": 1896.2,
        "principal": 272.67,
        "interest": 1623.53,
        "balance": 299456.13
      }
    ]
  },
  "metadata": {
    "timestamp": "2026-01-01T00:00:00Z"
  }
}

Response Fields

Field Type Description
principal number The original loan amount passed in the request
rate number The annual interest rate passed in the request
years integer The loan term in years passed in the request
monthly_payment number Fixed monthly payment amount (rounded to 2 decimal places)
total_payment number Total amount paid over the life of the loan
total_interest number Total interest paid (total_payment minus principal)
schedule array Full amortization schedule — one entry per month (years × 12 entries)
schedule[].month integer Month number (1 to years × 12)
schedule[].payment number Total payment for this month
schedule[].principal number Portion of this month's payment applied to principal
schedule[].interest number Portion of this month's payment applied to interest
schedule[].balance number Remaining loan balance after this payment

Read the full file on GitHub · 81 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 4d ago First seen · 81 lines · 26 tokens per session scan A b78b2c8e74d4

Subscribe to this mod's changes

mortgage-get-mortgage is a skill published in the GitHub repository bobadilla-tech/requiems-api-skills (2 stars, last pushed 4d ago), licensed MIT. It adds 26 tokens to every session and 718 once invoked, about $0.0001 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-08.

Related

Other skills, from other repositories

pier-cloud

This skill should be used when the user needs to consume the Pier Cloud (Lighthouse) API for cloud cost management — including JWT authentication, listing contexts, workspaces, and FinOps data views. Trigger whenever there is a need to integrate, automate, or debug calls to the Pier Cloud platform via Python, Node.js…

fabricioctelles/skills · 72 tokens

speckit.payment-fintech

FinTech & Payment Systems Engineer - Idempotency ledger, payment gateways, signature verification, and financial transaction state machines.

wedabro/bro-skills · 31 tokens

comptable

Comptabilité, fiscalité et facturation pour entreprises françaises. Gère écritures PCG, déclarations TVA, IS/IR, clôture annuelle, liasse fiscale (2033/2065), FEC, états financiers, et chaîne facturation (mentions obligatoires, numérotation, Factur-X/UBL/CII, plateformes agréées PDP/PA, e-reporting, réforme 2026…

romainsimon/paperasse · 143 tokens

commissaire-aux-comptes

Commissaire aux comptes IA pour l'audit des comptes annuels d'entreprises françaises. Applique la démarche NEP en 7 phases : prise de connaissance, contrôle du FEC, vérification du bilan, du compte de résultat, de la balance, de la liasse fiscale, et contrôles transversaux. Émet une opinion motivée sur la fiabilité…

romainsimon/paperasse · 123 tokens

invest

First-time fork users: run the invest-setup skill first to initialize. The main flow lives in this skill (the AI agent uses the CLI/MCP to view the portfolio / run the committee / replay decision history). The Web GUI has been retired (2026-07) — every capability is exposed via CLI subcommands / MCP tools. The backend…

longsizhuo/openInvest · 261 tokens

agent-ready-cloudflare

Audit and improve website readiness for AI agents using the Cloudflare "Is It Agent Ready?" scanner (isitagentready.com). Covers scanning via API, interpreting results, generating implementation prompts, and fixing every check. Use when the user mentions "agent ready", "isitagentready", "AI agent scan", "agent…

fabricioctelles/skills · 158 tokens