payments-intelligence-post-risk

payments-intelligence-post-risk is a skill for Claude Code from bobadilla-tech/requiems-api-skills. It costs 38 tokens per session (710 once invoked), scanned A, original, MIT.

A payment transaction risk checker that compares a card's issuing country with the customer's IP location and billing country. It also reports VPN, proxy, and TOR use.

In plain words
What is it for?
Use it to score card payments, inspect mismatch flags, and apply an extra check to high-value transactions made through a VPN.
Why use it?
It helps identify transactions whose payment and location details do not agree, giving you signals to review for possible fraud.

Skill for Claude Code

Written for Claude Code: shipped in a Claude Code plugin.

Part of the requiems-api-skills plugin — 127 skills shipped together

Good fit Use it to score card payments, inspect mismatch flags, and apply an extra check to high-value transactions made through a VPN.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add bobadilla-tech/requiems-api-skills --skill payments-intelligence-post-risk
Clone the repo
git clone --depth 1 https://github.com/bobadilla-tech/requiems-api-skills

Made for: Claude Code.

Or install requiems-api-skills, the plugin that ships this one along with the rest of its 127 skills.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for payments-intelligence-post-risk

README.md
[![agentmods](https://agentmods.dev/badge/skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk/github.svg)](https://agentmods.dev/skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk)
Your own site
<a href="https://agentmods.dev/skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk"><img src="https://agentmods.dev/badge/skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for payments-intelligence-post-risk

Your own site · 80×15
<a href="https://agentmods.dev/skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk"><img src="https://agentmods.dev/badge/skills/bobadilla-tech/requiems-api-skills/payments-intelligence-post-risk.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 38 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 710 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00038 $0.00710
Opus 5 $0.00019 $0.00355
Sonnet 5 $0.00008 $0.00142
Haiku 4.5 $0.00004 $0.00071

Measured 4d ago against content hash e7e9d82e89f3, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

payments-intelligence-post-risk scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 4d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

skills/payments-intelligence-post-risk/SKILL.md · 78 lines

How it starts

The opening of the file, as written. The whole thing — 78 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Endpoint

POST https://requiems.xyz/v1/systems/transaction/risk

Score Transaction Risk

Score a transaction for fraud risk by cross-checking the card BIN country against IP geolocation and billing country. Detects VPN, proxy, and TOR use.

Parameters

Name Type Required Location Description
card_bin string yes body Card BIN (first 6–8 digits) to look up card issuing country.
ip_address string yes body Customer's IPv4 or IPv6 address. Must be a valid IP.
billing_country string no body ISO 3166-1 alpha-2 billing country code. When provided, country mismatch checks are more precise.
amount_usd number no body Transaction amount in USD. High-value transactions via VPN incur an additional risk score boost.

Request Example

{
  "card_bin": "424242",
  "ip_address": "92.168.1.1",
  "billing_country": "DE",
  "amount_usd": 250.00
}

Response Example

{
  "data": {
    "risk_score": 0.55,
    "is_safe": false,
    "flags": ["ip_country_mismatch", "country_mismatch", "vpn_detected"],
    "signals": {
      "ip_country": "NL",
      "billing_country": "DE",
      "bin_country": "US",
      "vpn_detected": true,
      "is_proxy": false,
      "is_tor": false,
      "country_mismatch": true
    }
  },
  "metadata": {
    "timestamp": "2026-01-01T00:00:00Z"
  }
}

Response Fields

Field Type Description
risk_score number Transaction risk score from 0.0 to 1.0
is_safe boolean True when score is below 0.5 and no TOR or proxy detected
flags array Triggered flags. Possible values: ip_country_mismatch, bin_country_mismatch, country_mismatch, vpn_detected, proxy_detected, tor_detected, high_value_vpn
signals.ip_country string Country code resolved from the IP address
signals.billing_country string Billing country provided in the request, or null if omitted
signals.bin_country string Country of the card issuer resolved from the BIN
signals.country_mismatch boolean True when any country comparison produced a mismatch

Read the full file on GitHub · 78 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 4d ago First seen · 78 lines · 38 tokens per session scan A e7e9d82e89f3

Subscribe to this mod's changes

payments-intelligence-post-risk is a skill published in the GitHub repository bobadilla-tech/requiems-api-skills (2 stars, last pushed 5d ago), licensed MIT. It adds 38 tokens to every session and 710 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-08.

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