minsky-moment

minsky-moment is a skill for Claude Code, Codex from deciqAI/knowledge-skills. It costs 124 tokens per session (2,073 once invoked), scanned A, original, MIT.

A financial crisis pattern in which growing debt turns a period of apparent stability into a rapid collapse. The stages range from income covering all payments, to covering only interest, to depending on rising asset prices.

In plain words
What is it for?
Use it to assess credit cycles, company or sector debt, asset-price bubbles, loans, investments, and counterparty risk.
Why use it?
It helps explain how calm markets can encourage too much borrowing until debts can no longer be serviced from normal income.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to assess credit cycles, company or sector debt, asset-price bubbles, loans, investments, and counterparty risk.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/deciqai/knowledge-skills/minsky-moment
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add deciqAI/knowledge-skills --skill minsky-moment
Clone the repo
git clone --depth 1 https://github.com/deciqAI/knowledge-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for minsky-moment

README.md
[![agentmods](https://agentmods.dev/badge/skills/deciqai/knowledge-skills/minsky-moment/github.svg)](https://agentmods.dev/skills/deciqai/knowledge-skills/minsky-moment)
Your own site
<a href="https://agentmods.dev/skills/deciqai/knowledge-skills/minsky-moment"><img src="https://agentmods.dev/badge/skills/deciqai/knowledge-skills/minsky-moment/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for minsky-moment

Your own site · 80×15
<a href="https://agentmods.dev/skills/deciqai/knowledge-skills/minsky-moment"><img src="https://agentmods.dev/badge/skills/deciqai/knowledge-skills/minsky-moment.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 124 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 2,073 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector warn 7 Sept 2026
SkillSpector: 1 finding, up to medium

These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →

  • medium Excessive Agency · line 110
    Skill enables autonomous high-impact decisions without human-in-the-loop verification. Critical operations (destructive commands, financial transactions, data deletion) should require explicit user confirmation.
    Fix: Add human-in-the-loop confirmation for destructive, irreversible, or high-impact operations. Never auto-execute commands that modify files, send data, or alter system state.
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00124 $0.02073
Opus 5 $0.00062 $0.01037
Sonnet 5 $0.00025 $0.00415
Haiku 4.5 $0.00012 $0.00207

Measured 9d ago against content hash 6a885b75c9b9, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

minsky-moment scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

minsky-moment/SKILL.md · 125 lines

How it starts

The opening of the file, as written. The whole thing — 125 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Minsky Moment

Overview

A Minsky Moment is the point at which a leveraged financial system tips from apparent stability into rapid self-reinforcing collapse — caused by the internal dynamic of debt accumulation that sustained stability itself produced. Minsky identified three debt stages systems cycle through: Hedge (income covers principal + interest), Speculative (income covers interest only; must roll over principal), Ponzi (income covers neither; depends on asset appreciation). Stability breeds instability: prolonged calm leads rational actors to accumulate more risk until debt cannot be serviced from income alone.

Compose with neighbors: Use black-swan to distinguish Minsky dynamics from genuine tail events — a Minsky Moment is predictable, not random. Use antifragile to identify who gains from Minsky collapses. Use margin-of-safety to operationalize the hedge financing requirement.

When to Use

Apply when:

  • Analyzing credit cycles, asset price levels, or financial system fragility after prolonged stability
  • Evaluating debt structure of a company, sector, or economy
  • Building a risk scenario for an investment, loan, or counterparty exposure
  • Someone says: "this time is different," "leverage has been stable," "what's the tail risk," "is this a bubble?"
  • Assessing an AI-capex / AI-infrastructure boom, circular ("round-trip") vendor financing, GPU-collateralized debt, or whether prolonged AI-boom stability is hiding an "AI bubble"

When NOT to use:

  • Entity has no meaningful leverage — Minsky dynamics require debt
  • Stability period is less than 18–24 months — risk-accumulation requires sustained calm
  • Collapse risk is primarily operational, not financial
  • You need to predict when collapse will occur — Minsky identifies structural fragility, not timing

Coaching Novices (Adaptive Front Door)

  • Engine mode: user has a specific leveraged entity, market, or credit cycle → run The Process directly.
  • Coach mode: user is unfamiliar or has no concrete case → guide step by step.

Read the full file on GitHub · 125 lines

Files

What ships with it

3 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 9d ago First seen · 125 lines · 124 tokens per session scan A 6a885b75c9b9

Subscribe to this mod's changes

minsky-moment is a skill published in the GitHub repository deciqAI/knowledge-skills (10 stars, last pushed 10d ago), licensed MIT. It adds 124 tokens to every session and 2,073 once invoked, about $0.0006 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.

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