wealth-structure

wealth-structure is a skill for Claude Code, Codex from kangarooking/cangjie-skill. It costs 141 tokens per session (1,674 once invoked), scanned A, original, MIT.

A framework for thinking about wealth through ownership, responsibility, leverage, and avoiding risks that could end your progress.

In plain words
What is it for?
Evaluating jobs, stock options, businesses, side projects, passive-income ideas, leverage, and decisions involving major financial risk.
Why use it?
It helps distinguish income from assets that can keep producing value, and makes the trade-offs in equity, business, and risk decisions clearer.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Evaluating jobs, stock options, businesses, side projects, passive-income ideas, leverage, and decisions involving major financial risk.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/kangarooking/cangjie-skill/wealth-structure
About the project

Cangjie Skill is a system that turns methods from books, long videos, podcasts, and other source material into executable skills for AI agents. It helps users package knowledge into callable workflows, using the repository's code, methods, and templates; catalogue add-ons relate to these agent skills.

kangarooking/cangjie-skill · 9,602 stars · on GitHub

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add kangarooking/cangjie-skill --skill wealth-structure
Clone the repo
git clone --depth 1 https://github.com/kangarooking/cangjie-skill

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for wealth-structure

README.md
[![agentmods](https://agentmods.dev/badge/skills/kangarooking/cangjie-skill/wealth-structure.svg)](https://agentmods.dev/skills/kangarooking/cangjie-skill/wealth-structure)
Your own site
<a href="https://agentmods.dev/skills/kangarooking/cangjie-skill/wealth-structure"><img src="https://agentmods.dev/badge/skills/kangarooking/cangjie-skill/wealth-structure.svg" alt="Measured on agentmods" height="20"></a>
Per session 141 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 1,674 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector pass 7 Sept 2026
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00141 $0.01674
Opus 5 $0.00071 $0.00837
Sonnet 5 $0.00028 $0.00335
Haiku 4.5 $0.00014 $0.00167

Measured 8d ago against content hash 7cab431b16b1, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-07, from the pricing page.

Security

Grade A, and why

wealth-structure scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

benchmarks/naval/prototypes/compact-pack/wealth-structure/SKILL.md · 125 lines

How it starts

The opening of the file, as written. The whole thing — 125 lines — stays where its author put it; the contents beside it link to each section on GitHub.

财富结构:责任 + 产权 + 杠杆 + 避免出局

R — 原文 (Reading)

你无法通过廉价出租自己的时间而致富。你必须拥有产权——生意的一部分(如股权)——获得个人的财务自由。……商业杠杆主要有资本、人力、复制成本极低的产品(代码和媒体)。

— 纳瓦尔·拉维坎特, 《纳瓦尔宝典》 第一章·财富

I — 方法论骨架 (Interpretation)

致富不是靠工作更努力,而是靠改变收入的结构: ① 不卖时间——工资是「为别人承担风险的人打工」拿的最低报酬,退休即断; ② 要产权——股权、知识产权、品牌才能让睡觉时也有收入,实现非线性赚钱; ③ 加杠杆——人力/资本需要许可,代码和媒体无需许可且最民主; ④ 避免出局——不违法、不伤身、不孤注一掷,保住复利的游戏资格; ⑤ 责任感换回报——敢把名字押上去、公开承担失败风险的人,社会以产权和杠杆回报他。 判断任何职业/生意,先诊断它用了几种杠杆、有没有产权、下行风险多大。

A1 — 书中的应用 (Past Application)

案例 1: 房地产五级杠杆阶梯

  • 问题: 同样的房地产行业,报酬从时薪 15 美元到数十亿美元量级
  • 方法论的使用: 修房工人(无杠杆)→总承包商(人力杠杆)→开发商(资本+责任)→基金管理人(资本杠杆)→平台公司(代码+资本+团队)
  • 结论: 每上一级=更多责任+更多杠杆+更多特殊知识
  • 结果: 顶端公司创造数十亿美元价值,收入与投入完全脱钩

案例 2: 医生为什么能致富

  • 问题: 为什么高薪打工者退休后没有收入
  • 方法论的使用: 真有钱的医生开了私人诊所(品牌/知识产权),而非只领工资
  • 结论: 产权是财富与工资的分界线
  • 结果: 「他们不会给你足够的报酬——最低限度的报酬可能是很高的工资,但它仍然不是真正的财富」

A2 — 触发场景 (Future Trigger) ★

用户会在什么情境下需要这个 skill?

  1. 思考收入结构:「我怎么才能不靠出卖时间赚钱」
  2. 谈 offer/期权:「高薪 vs 股权怎么选」「该不该要这家公司期权」
  3. 评估生意/副业:「这个副业有杠杆吗?能规模吗?」
  4. 风险决策:「要不要 All in / 借钱创业」

语言信号

  • "怎么致富/怎么财富自由"
  • "工资之外怎么创造被动收入"
  • "要不要期权/股权/合伙"
  • "how to get rich / build assets / passive income"

与相邻 skill 的区分

  • productize-yourself 的区别: 前者是「你是谁」的定位,本 skill 是「价值如何变成资产结构」
  • principal-agent 的区别: 委托代理解决组织内的激励归属;本 skill 解决个人财富的资产结构

E — 可执行步骤 (Execution)

  1. 诊断当前收入结构

    • 完成标准: 回答三个问题——收入是否按时间计?有无产权(股权/知识产权/品牌)?有几层杠杆?
  2. 向上迁移一层

    • 完成标准: 找到一个可以增加责任/产权/杠杆的具体动作(要期权、做产品、写内容、入股)
    • 判停条件: 若下一步涉及孤注一掷(All in 全部积蓄/违法),跳过该动作并回到步骤 2
  3. 加一道防出局护栏

    • 完成标准: 明确写下「绝不违法、绝不押上全部资本、保持健康」三条红线
  4. 用复利视角重跑

    • 完成标准: 每季度检查资产是否在睡觉时产生收入,持续向产权+杠杆方向迁移

B — 边界 (Boundary) ★

不要在以下情况使用此 skill

  • 用户要具体投资标的/选股/理财建议(本书不提供标的推荐)
  • 用户处于生存线上、需要先解决现金流(先谈工作/技能,再谈结构)

作者在书中警告的失败模式

  • 孤注一掷与破产: 「远离那些事会导致你失去所有资本和所有积蓄的事情」
  • 只为他人打工: 雇主付「让你工作的最低报酬」,退休即断粮

作者的盲点 / 时代局限

  • 2008–2019 硅谷/风投背景: 「代码和媒体杠杆」叙事低估平台规则变化与流量通胀
  • 特殊知识+杠杆对无资本起点的人门槛高;作者默认有试错安全网

容易混淆的邻近方法论

  • hourly-rate-time: 时薪是时间效率工具,本 skill 是资产结构框架;两者互补不冲突

相关 skills (阶段 3 定稿)

Read the full file on GitHub · 125 lines

Files

What ships with it

2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 8d ago First seen · 125 lines · 141 tokens per session scan A 7cab431b16b1

Subscribe to this mod's changes

wealth-structure is a skill published in the GitHub repository kangarooking/cangjie-skill (9,602 stars, last pushed yesterday), licensed MIT. It adds 141 tokens to every session and 1,674 once invoked, about $0.0007 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-30.