stripe-dispute

stripe-dispute is a skill for Claude Code, Codex from OpenClaudia/openclaudia-skills. It costs 44 tokens per session (3,160 once invoked), scanned A, original, MIT.

A workflow for deciding whether a Stripe payment dispute, also called a chargeback, is worth contesting and for preparing evidence when it is approved. Stripe is a payment service used by businesses to collect and manage online payments.

In plain words
What is it for?
Use it to evaluate Stripe disputes, collect login or product-usage evidence, create evidence packages, and submit approved counter-disputes.
Why use it?
It helps avoid spending time contesting disputes that are not economical and keeps the evidence-gathering process focused. It can use read-only customer activity records and published policy information to support a case.

Skill for Claude CodeCodex

Written for no agent in particular: nothing here depends on one.

Good fit Use it to evaluate Stripe disputes, collect login or product-usage evidence, create evidence packages, and submit approved counter-disputes.

Compare 6 skills from other repositories ↓
Install with agentmods
npx agentmods add skills/openclaudia/openclaudia-skills/stripe-dispute
Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

Any agent
npx skills add OpenClaudia/openclaudia-skills --skill stripe-dispute
Clone the repo
git clone --depth 1 https://github.com/OpenClaudia/openclaudia-skills

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for stripe-dispute

README.md
[![agentmods](https://agentmods.dev/badge/skills/openclaudia/openclaudia-skills/stripe-dispute/github.svg)](https://agentmods.dev/skills/openclaudia/openclaudia-skills/stripe-dispute)
Your own site
<a href="https://agentmods.dev/skills/openclaudia/openclaudia-skills/stripe-dispute"><img src="https://agentmods.dev/badge/skills/openclaudia/openclaudia-skills/stripe-dispute/github.svg" alt="Measured on agentmods" height="20"></a>

Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.

agentmods 80×15 button for stripe-dispute

Your own site · 80×15
<a href="https://agentmods.dev/skills/openclaudia/openclaudia-skills/stripe-dispute"><img src="https://agentmods.dev/badge/skills/openclaudia/openclaudia-skills/stripe-dispute.svg" alt="Reviewed on agentmods" width="80" height="20"></a>
Per session 44 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 3,160 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 1 finding. A grade says what 26 rules found in the file — not that it is safe. Third-party audits
  • NVIDIA SkillSpector warn 7 Sept 2026
SkillSpector: 9 findings, up to high

These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →

  • high Supply Chain · line 64
    Remote code is downloaded and executed. This bypasses code review and could introduce malicious code.
    Fix: Avoid downloading and executing remote scripts. Use trusted packages from PyPI/npm. If remote fetch is required, verify checksums and use HTTPS.
  • medium Data Exfiltration · line 65
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 76
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 79
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 83
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 86
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 199
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 216
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
  • medium Data Exfiltration · line 128
    Data is being sent to an external URL. This could be legitimate telemetry or data exfiltration. Manual review is recommended.
    Fix: Verify the destination URL is trusted and necessary. Remove or replace with documented APIs. Ensure no secrets, tokens, or PII are transmitted.
How audits are shown
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00044 $0.03160
Opus 5 $0.00022 $0.01580
Sonnet 5 $0.00009 $0.00632
Haiku 4.5 $0.00004 $0.00316

Measured 9d ago against content hash 9e9157223c09, method: parsed. Prices are Anthropic first-party input rates as of 2026-09-12, from the pricing page.

Security

Grade A, and why

stripe-dispute scanned grade A with 1 finding against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 9d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Makes network callslowCapability

Not a fault in itself. Listed so you know the mod talks to something, and to what.

curl -s -u "$STRIPE_SECRET_KEY:" \
skills/stripe-dispute/SKILL.md · 281 lines

How it starts

The opening of the file, as written. The whole thing — 281 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Stripe Dispute Evaluation and Evidence

Evaluate the economics first. When contesting is justified and approved, build an evidence package and submit it to Stripe. Works for any SaaS using Stripe and a user database with login or usage logs.

When to Use This Skill

Use this skill when the user:

  • Receives a Stripe chargeback notification and wants to fight it
  • Provides a dispute ID (du_*) and asks to "counter" / "rebut" / "fight" it
  • Asks how to gather evidence for a dispute marked fraudulent, product_not_received, product_unacceptable, or subscription_canceled
  • Wants an activity-log PDF showing a customer used their product

Required Environment Variables

STRIPE_SECRET_KEY=sk_live_...      # Stripe restricted/secret key with disputes:write scope
DATABASE_URL=postgres://...        # READ-ONLY connection to your app's user database (optional but recommended)
TERMS_URL=https://yoursite.com/terms   # URL to your published cancellation/refund policy
EVIDENCE_DIR=~/disputes            # Where to save the per-customer evidence folders

Database safety: all queries are SELECT-only. Never let this skill issue UPDATE/DELETE/INSERT.

Inputs

The user provides any of:

  • Stripe dispute ID (du_xxxxx) — preferred
  • Customer email — skill will look up the dispute
  • Charge ID (ch_xxxxx or py_xxxxx)

Decide whether to contest first

Accepting a dispute can be the correct outcome. Never submit evidence merely because a case exists.

  1. Verify live Stripe pricing. Under current US standard pricing, Stripe charges a $15 dispute-received fee automatically and another $15 dispute-countered fee when evidence is submitted. The received fee is sunk. The countered fee is returned only on a win. Use current live pricing if these amounts change.
  2. Query the merchant's live Stripe dispute history. For defended win rate, count only closed disputes with evidence_details.submission_count > 0. Separate initial purchases from renewals and narrow to the same reason when the sample permits. Report wins, losses, open cases, and sample size. State when no exact-match precedent exists.
  3. Calculate break-even probability and expected value after the countered fee and evidence-building labor. Do not invent a probability from case strength alone.
  4. Use a conservative 30% minimum win-probability threshold unless the user provides a different threshold. If comparable data cannot support that threshold, recommend leaving the dispute unanswered. This avoids the countered fee, although the disputed amount and received fee remain lost.
  5. Obtain explicit user approval before building files, uploading evidence, or submitting. Submission is final and fee-bearing.

Read the full file on GitHub · 281 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 9d ago First seen · 281 lines · 44 tokens per session scan A 9e9157223c09

Subscribe to this mod's changes

stripe-dispute is a skill published in the GitHub repository OpenClaudia/openclaudia-skills (689 stars, last pushed yesterday), licensed MIT. It adds 44 tokens to every session and 3,160 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 1 finding (makes network calls). No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.

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