Cougr: Skill for Claude Code

.claude/skills/agentic-payments/SKILL.md

agentic-payments is a skill for Claude Code from salazarsebas/Cougr. It costs 120 tokens per session (7,058 once invoked), scanned A, original, MIT.

A guide to machine-to-machine payments on the Stellar blockchain for AI agents and other software. It covers x402 and MPP, protocols for paying for APIs either per request or through payment channels.

In plain words
What is it for?
Use it to build agents that pay for APIs, sell paid APIs, or make many USDC payments through Stellar.
Why use it?
It helps choose and implement a payment method based on whether payments are frequent, on-chain, fee-sponsored, or dependent on a facilitator.

Skill for Claude Code

Written for Claude Code: user-invocable in frontmatter. Also seen: positional $N argument.

This is salazarsebas/Cougr's own configuration. It tells Claude Code how to work on Cougr itself, so it is not a mod to install elsewhere. Copy it as a starting point and replace the rules that are about this project. Everything Cougr configures →

Reuse

Borrowing it

Nothing to install: this file belongs to salazarsebas/Cougr. Take a copy, put it at the same path in your own repository, and replace the rules that are about this project with yours.

Copy the file
curl -O https://raw.githubusercontent.com/salazarsebas/Cougr/main/.claude/skills/agentic-payments/SKILL.md
Clone the repo
git clone --depth 1 https://github.com/salazarsebas/Cougr

Made for: Claude Code.

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README.md
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Per session 120 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 7,058 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 1 finding. A grade says what 26 rules found in the file — not that it is safe.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5.1 $0.00120 $0.07058
Opus 5.5 $0.00048 $0.02823
Sonnet 5.5 $0.00024 $0.01412
Haiku 4.5 $0.00012 $0.00706

Measured today against content hash d1ac15fdcd95, method: parsed. Prices are Anthropic first-party input rates as of 2026-10-07, from the pricing page.

Security

Grade A, and why

agentic-payments scanned grade A with 1 finding against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured today.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Makes network callslowCapability

Not a fault in itself. Listed so you know the mod talks to something, and to what.

curl "https://friendbot.stellar.org?addr=RECIPIENT_G..."
.claude/skills/agentic-payments/SKILL.md · 626 lines

How it starts

The opening of the file, as written. The whole thing — 626 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Agentic Payments: x402 + MPP

Two complementary protocols for AI-agent and machine-to-machine payments on Stellar. Pick based on who depends on whom and how often the agent pays.

Quick decision

x402 MPP Charge MPP Channel
Per-request on-chain tx? Yes (via facilitator) Yes (Soroban SAC) No (off-chain commits)
Needs facilitator? Yes (OZ Channels) No No
Client needs XLM? No (fees sponsored) Optional (feePayer) Yes
Setup complexity Low Low Medium (deploy contract first)
Best for Quickest setup, fee-free clients No third-party dep High-frequency agents
  • Selling an API, want zero-XLM clients → see x402 Seller below
  • Calling an x402 API from an agent → see x402 Buyer below
  • Selling an API, no facilitator dependency → see MPP Charge below
  • Agent making many requests per session → see MPP Channel below
  • Unsure → x402 (lowest friction to get started)

All protocols use USDC (SEP-41 SAC) by default; stellar:testnet / stellar:pubnet CAIP-2 network IDs.

  • The Soroban SACs the protocols call → ../soroban/SKILL.md
  • USDC and other classic assets → ../assets/SKILL.md
  • Wallets and signing in the buyer client → ../dapp/SKILL.md
  • RPC simulation / submission patterns → ../data/SKILL.md
  • SEP-41 (token interface) and related standards → ../standards/SKILL.md

Part 1: x402 - Paid APIs + Agent Buyer Clients

When to use x402

x402 is the right choice when:

  • You want the fastest path to a paid API - minimal code, no contract deployment
  • You want clients (including AI agents) to pay with zero XLM - the OZ Channels facilitator sponsors all network fees
  • You're building on top of an existing x402 ecosystem (Coinbase, other chains)

Trade-off: you depend on OZ Channels (or a self-hosted relayer) for verification and settlement. If you need zero third-party dependency, use MPP Charge (Part 2 below) instead.

How x402 works on Stellar

Read the full file on GitHub · 626 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. today First seen · 626 lines · 120 tokens per session scan A d1ac15fdcd95

Subscribe to this mod's changes

agentic-payments is a skill published in the GitHub repository salazarsebas/Cougr (53 stars, last pushed 17d ago), licensed MIT. It adds 120 tokens to every session and 7,058 once invoked, about $0.0005 per session on Opus 5.5. A static security scan graded it A with 1 finding (makes network calls). No closer match exists in the catalogue, so it is treated as the original; first seen 2026-11-07.

Related

agentic-payments compared with skills from other repositories

agentic-payments next to 6 skills from other repositories
ModTypeStarsLast pushLicenceScanTokensWorks with
agentic-paymentssalazarsebas/CougrSkill5317d agoMITA120Claude Code
stellar-forgerylsherdamz-rgb/stellar-forgeSkill175d agoMITA82Claude Code
agentic-paymentsrylsherdamz-rgb/stellar-forgeSkill175d agoMITA38Claude Code
nirium-agentic-paymentsnirium-protocol/nirium-sdkSkill21mo agoApache-2.0A128Claude Code, Codex
x402-stellar-paymentsCodeStrux/x402-stellar-kitSkill025d agoApache-2.0A38Claude Code, Codex
bridgealsk1992/CloddsBotSkill3.1ktodayMITA13Claude Code, Codex
marginfialsk1992/CloddsBotSkill3.1ktodayMITA11Claude Code, Codex