Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add text2future/flowix --skill personal-financegit clone --depth 1 https://github.com/text2future/flowixWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/text2future/flowix/personal-finance)<a href="https://agentmods.dev/skills/text2future/flowix/personal-finance"><img src="https://agentmods.dev/badge/skills/text2future/flowix/personal-finance/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/text2future/flowix/personal-finance"><img src="https://agentmods.dev/badge/skills/text2future/flowix/personal-finance.svg" alt="Reviewed on agentmods" width="80" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00029 | $0.00728 |
| Opus 5.5 | $0.00012 | $0.00291 |
| Sonnet 5.5 | $0.00006 | $0.00146 |
| Haiku 4.5 | $0.00003 | $0.00073 |
Grade A, and why
personal-finance scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 7d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
Copies of this mod
1 near-identical copy found in the catalogue:
- household-budget — 95% identical, 32 lines differ
What it actually says
先读主题根目录 AGENTS.md、公共/项目启动书.md 和 公共/财务目标与预算方案.md。所有路径相对主题根目录。
推进本主题
本主题流程：财务盘点 → 目标与预算 → 月度记录 → 差异分析 → 目标调整。
- 财务盘点：核对账户、债务和账单范围，区分消费、收入与内部转账。
- 目标与预算：根据现金流安排预算与储蓄目标，标注金额和时间。
- 月度记录：逐笔登记日期、账户、类别与金额，凭证可追溯。
- 差异分析：汇总同一月份并比较预算，解释差额而不重复计入流水。
- 目标调整：根据实际结余调整下月预算，保留原目标与修改原因。
- 任务入口：
进度视图.csv。按事项ID查找记录，展示给用户时使用任务名称。 - 决策与依据：
财务目标/计划表.csv、财务目标/资料/资料清单.csv。 - 新任务：复制
公共/月度财务记录.md，在月度/下用可读的任务名称建目录；场次、批次等重复任务加日期。 - 填写案例与真实任务时沿用空白模板的标题和字段，不另造一套简化结构。字段不适用写明原因；资料缺失时说明缺口及影响。过程写已发生的动作，产物保存到任务目录并登记实际路径。
- 结果写入
数据/收支流水.csv，沿用同一事项ID。检查字段单位、时间范围和对象粒度；单次任务不填项目累计数。缺失值不得用0代替。 - 本主题完成条件：金额来源核对；不自动作投资决定。先逐项核对模板中的审核字段，再更新状态；缺少影响验收的证据时保持待确认。
本库中的教学记录
月度/2026-10-31 十月收支复盘/任务记录.md 与 月度/2026-10-31 十月收支复盘/十月收支核对.md 展示一次任务的记录及产物。其中人物和数据为模拟；未经用户要求，不把模拟数据当作真实事实或继续虚构实际结果。外部发布、支付和联系按用户授权执行。
数据记录先确认一行代表什么对象、哪段时间与什么单位。原始记录、分类合计和项目汇总分别维护；验收表的期望结果必须与实际结果逐项对应，不能只填写“通过”。
接续任务
第二项教学任务为 月度/2026-11-30 十一月收支复盘/任务记录.md。从前序反馈提取下一步，先建立新ID与计划行，再填写同一公共模板；复用数据不重复登记。更新视图前核对产物存在、审核结论与状态一致。
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 7d ago First seen · 34 lines · 29 tokens per session scan A 6bd35aedea87
personal-finance is a skill published in the GitHub repository text2future/flowix (469 stars, last pushed 2d ago), licensed MIT. It adds 29 tokens to every session and 728 once invoked, about $0.0001 per session on Opus 5.5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-10-09.
Other skills, from other repositories
vc-curated-match
Accepts a product description and URL to algorithmically identify relevant Venture Capital investors targeting exactly that stage, industry, and niche based on a curated static dataset.
simmer-skill-builder
Generate complete, installable OpenClaw trading skills from natural language strategy descriptions. Use when your human wants to create a new trading strategy, build a bot, generate a skill, automate a trade idea, turn a tweet into a strategy, or asks "build me a skill that...". Produces a full skill folder (SKILL.md…
polymarket-weather-trader
Trade Polymarket temperature markets from NOAA and Open-Meteo forecasts via the Simmer API. Use to run or configure a weather strategy, or to check the forecast a market resolves on.
simmer-preflight
Pre-trade readiness check for autonomous agents. One call returns wallet identity, venue status, spendable balance, open exposure, and a structured oktotrade verdict. Live real-venue trades auto-run this check and refuse when oktotrade is False.
simmer
The prediction market interface for AI agents. Trade Polymarket and Kalshi through one API with self-custody wallets, safety rails, and smart context.
polymarket-btc-up-down-trader
Trade Polymarket BTC daily and weekly UP/DOWN markets with empirically-anchored exit discipline. Enters on CEX momentum divergence; exits automatically on time cap, volume spike, or target capture. Use when the user wants to trade BTC direction markets (hours/days duration), not fast 5-minute markets.