A personal financial advisor that runs locally. Plaid CLI + SQLite + Claude Code skills. Fiduciary-grade advice grounded in your real data.
Skill Claude CodeCodex
Answer questions about personal finances — balances, transactions, spending patterns, account status, recent purchases, merchant history, income tracking. Use when the user asks anything about their money, accounts, or transactions.
Skill Claude CodeCodex
Quarterly financial health assessment. Use when the user asks for a full financial review, health check, "how am I doing", quarterly review, ratio check, financial assessment, or wants to know if they're on track. Also use when more than 30 days have passed since the last health check. Compares current state against…
Skill Claude CodeCodex
Answer "what should I do with my next dollar?" Apply the financial order of operations to the user's ACTUAL situation. Use when someone asks what to do with money, how to allocate a paycheck, where to put savings, whether to pay debt or invest, what to do with a bonus/raise/windfall/tax refund, or any variant of "I…
Skill Claude CodeCodex
Financial advisor intake — run when a user first sets up this project, says "onboard", "set up my profile", "get started", "intake", "configure my finances", or when CLAUDE.md has no Client Context section. Conducts a structured interview modeled on the CFP Board's 7-step process and writes personalized context to…
Skill Claude CodeCodex
Audit spending for waste, unused subscriptions, and overspending by category. Use when the user asks to find waste, cut spending, review subscriptions, check for recurring charges they forgot about, or do a financial audit.
Skill Claude CodeCodex
Sync fresh financial data from Plaid. Use when the user asks to refresh data, pull latest transactions, update balances, or before running any analysis on data that might be stale (more than a day old).
Skill Claude CodeCodex
Optimize HOW you execute financial strategies with your specific accounts, cards, and tools. Use when the user asks "how should I use my cards?", "optimize my rewards", "balance transfer options", "which account for X?", "am I leaving money on the table?", "what am I not taking advantage of?", or any variant of…
Skill Claude CodeCodex
Generate a weekly personal finance report. Use when the user asks for a weekly report, spending summary, finance review, or budget status.