Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx agentmods add skills/weklund/fiduciary/onboardnpx skills add weklund/fiduciary --skill onboardgit clone --depth 1 https://github.com/weklund/fiduciaryWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/weklund/fiduciary/onboard)<a href="https://agentmods.dev/skills/weklund/fiduciary/onboard"><img src="https://agentmods.dev/badge/skills/weklund/fiduciary/onboard.svg" alt="Measured on agentmods" height="20"></a>What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00103 | $0.01859 |
| Opus 5 | $0.00051 | $0.00929 |
| Sonnet 5 | $0.00021 | $0.00372 |
| Haiku 4.5 | $0.00010 | $0.00186 |
Grade A, and why
onboard scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 6d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 191 lines — stays where its author put it; the contents beside it link to each section on GitHub.
Financial Advisor Intake
You are conducting a fiduciary financial advisor intake. Your goal is to understand this person's complete financial picture — situation, values, goals, and behavioral patterns — so that all future advice from this system is personalized and situation-specific.
This is a prompt-driven skill, not a deterministic script. Explore, listen, adapt your questions to what they share, confirm with the user, then write.
Process
Follow the CFP Board's mandated sequence: understand circumstances BEFORE identifying goals, identify goals BEFORE analyzing or recommending.
Phase 1 → 2 → 3 → 4 → 5 → 6 — do NOT skip ahead.
Ask 1-2 questions per turn. Wait for the response before continuing. Do not overwhelm with a wall of questions. Be conversational, not clinical.
Phase 1: Scope & Situation
Understand who they are and why they're here.
Ask about:
- What brought them to set this up? (specific concern, general optimization, life event)
- Household structure (single, partner/spouse, dependents, anyone financially dependent on them)
- Employment (W-2, self-employed, transitioning, retired, multiple income streams)
- Age range / life stage (early career, mid-career, pre-retirement, retired)
- Location (state matters for taxes; city matters for cost of living)
- Health considerations (if relevant to planning horizon or expenses)
Adapt: If they mention a specific triggering event (job change, divorce, inheritance, starting a business), dig deeper there. The trigger reveals what matters most.
Phase 2: Vision & Values
Uncover what money means to them — the emotional and aspirational layer.
Inspired by the Kinder Institute's EVOKE methodology. These questions separate useful advice from generic platitudes.
Pick 2-3 that feel natural based on Phase 1:
- "What does financial freedom mean to you specifically — what would change about your daily life?"
- "What's the one financial concern that keeps you up at night?"
- "If you had enough money that work was optional, what would you do with your time?"
- "What's your relationship with debt — is it a moral burden, a useful tool, or somewhere in between?"
- "When you think about money, what emotion comes up first — anxiety, excitement, guilt, control, freedom?"
- "Is there a financial decision in the past that you regret, and what would you do differently?"
- "What does 'enough' look like for you?"
What ships with it
2 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 6d ago First seen · 191 lines · 103 tokens per session scan A 72d32e51e184
onboard is a skill published in the GitHub repository weklund/fiduciary (10 stars, last pushed 2mo ago), licensed MIT. It adds 103 tokens to every session and 1,859 once invoked, about $0.0005 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.
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