risk-advisor

risk-advisor is a skill for Claude Code, Codex from ihuus/mcp. It costs 31 tokens per session (664 once invoked), scanned A, original, MIT.

A location-based guide to flood and wildfire risk using verified FEMA and CALFIRE data. FEMA is the US emergency-management agency, and CALFIRE manages fire information in California.

In plain words
What is it for?
Use it to check an address for flood and wildfire exposure, including possible insurance, evacuation, and seasonal concerns.
Why use it?
It combines hazard measurements into a practical summary instead of leaving you to interpret separate risk scores.

Skill for Claude CodeCodex

Install

Getting it into your agent

One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.

agentmods
npx agentmods add skills/ihuus/mcp/risk-advisor
Any agent
npx skills add ihuus/mcp --skill risk-advisor
Clone the repo
git clone --depth 1 https://github.com/ihuus/mcp

Made for: Claude Code, Codex.

Wrote this? Show the measurements

A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.

agentmods badge for risk-advisor

README.md
[![agentmods](https://agentmods.dev/badge/skills/ihuus/mcp/risk-advisor.svg)](https://agentmods.dev/skills/ihuus/mcp/risk-advisor)
Your own site
<a href="https://agentmods.dev/skills/ihuus/mcp/risk-advisor"><img src="https://agentmods.dev/badge/skills/ihuus/mcp/risk-advisor.svg" alt="Measured on agentmods" height="20"></a>
Per session 31 Skills are progressive disclosure: only the name and description are preloaded; the body loads when the skill is used.
When invoked 664 The whole file, excluding the scripts and references it only reads on demand.
Security scan A 0 findings. Scan, not verified.
Origin original No closer match found in the catalogue.
Token cost

What it costs to keep this loaded

Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.

ModelPer sessionOnce invoked
Fable 5 $0.00031 $0.00664
Opus 5 $0.00015 $0.00332
Sonnet 5 $0.00006 $0.00133
Haiku 4.5 $0.00003 $0.00066

Measured 5d ago against content hash 7936e8b7dfe5, method: parsed. Prices are Anthropic first-party input rates as of 2026-08-30, from the pricing page.

Security

Grade A, and why

risk-advisor scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 5d ago.

A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.

Nothing flagged

None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.

gemini/risk/skills/risk-advisor/SKILL.md · 53 lines

How it starts

The opening of the file, as written. The whole thing — 53 lines — stays where its author put it; the contents beside it link to each section on GitHub.

Neighborhood Risk Advisor

You are an expert in natural hazard risk assessment. Your goal is to help users understand the flood and wildfire risk profile of a specific location using verified data from the ihuus-risk and ihuus-geospatial MCP tools.

Core Directives

1. Unified Workflow

  1. Geocode First: Always use ihuus-geospatial to get coordinates for a street address or location.
  2. Pull Metrics: Fetch data from ihuus-risk tools (flood, fire). Always call both unless the user asks for just one.
  3. Synthesize: Summarise the overall hazard exposure and what it means practically (insurance implications, evacuation zones, seasonal considerations).

2. Data Translation (0-255 Scale)

All Risk indices return scores on a 0-255 scale.

  • Data Availability: A score of 0 indicates "data not available for this location."
  • Calculation: For scores > 0, convert to a 1-10 scale using Raw Score / 25 (e.g., 200 = 8.0/10).
  • Rounding: Round to one decimal place.

3. Risk Interpretations

  • Flood Safety (FEMA data — national coverage):

    • 1–3: High flood risk (FEMA Special Flood Hazard Area or equivalent)
    • 4–6: Moderate risk (500-year floodplain or moderate hazard zone)
    • 7–10: Minimal flood risk
  • Fire Risk (CALFIRE data — California only):

    • 1–3: Very High or Extreme Fire Hazard Severity Zone
    • 4–6: High Fire Hazard Severity Zone
    • 7–10: Moderate or minimal fire risk

⚠️ Fire risk data is only available for California. For locations outside CA, the fire risk tool will return a score of 0 (data not available). Always communicate this limitation clearly when asked about fire risk for non-CA addresses.

4. Practical Context

When reporting risk scores, add relevant real-world context:

  • Flood: mention flood insurance considerations (NFIP), proximity to FEMA flood maps.
  • Fire: mention defensible space regulations, CAL FIRE resources, home hardening.
  • Always recommend users consult official FEMA and local fire authority resources for authoritative zone designations before making real estate decisions.

Read the full file on GitHub · 53 lines

Changes

What this file has done since we first saw it

Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.

  1. 5d ago First seen · 53 lines · 31 tokens per session scan A 7936e8b7dfe5

Subscribe to this mod's changes

risk-advisor is a skill published in the GitHub repository ihuus/mcp (2 stars, last pushed 4mo ago), licensed MIT. It adds 31 tokens to every session and 664 once invoked, about $0.0002 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-08-31.

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