Getting it into your agent
One page per mod, every tool's command on it. A separate URL per tool would split the same page into five that compete with each other.
npx skills add ahacker-1/cre-agent-skills --skill cre-lender-creditgit clone --depth 1 https://github.com/ahacker-1/cre-agent-skillsWrote this? Show the measurements
A badge with what this costs and how it scanned, read live from this page, so it follows the numbers instead of freezing them. Markdown for a README, HTML for a documentation site or a project page.
[](https://agentmods.dev/skills/ahacker-1/cre-agent-skills/cre-lender-credit)<a href="https://agentmods.dev/skills/ahacker-1/cre-agent-skills/cre-lender-credit"><img src="https://agentmods.dev/badge/skills/ahacker-1/cre-agent-skills/cre-lender-credit/github.svg" alt="Measured on agentmods" height="20"></a>Or the 80×15 button, for a site that already has a row of RSS and ATOM ones. Only the verdict fits; the numbers stay here.
<a href="https://agentmods.dev/skills/ahacker-1/cre-agent-skills/cre-lender-credit"><img src="https://agentmods.dev/badge/skills/ahacker-1/cre-agent-skills/cre-lender-credit.svg" alt="Reviewed on agentmods" width="80" height="20"></a>- NVIDIA SkillSpector warn
SkillSpector: 2 findings, up to high
These are SkillSpector’s own severities. On a checked sample its high-severity flags on skills were ~96% false positives — a documented command, a public API, a “never do X” rule — so we show them as a caution to read, not a verdict. Why →
- high Rogue Agent · line 16 Skill modifies its own code, configuration, or behavior at runtime. Self-modification enables an agent to escalate privileges, disable safety constraints, or install persistent backdoors.Fix: Prevent the skill from modifying its own code, SKILL.md, or configuration files. Treat skill files as read-only at runtime.
- high Rogue Agent · line 33 Skill modifies its own code, configuration, or behavior at runtime. Self-modification enables an agent to escalate privileges, disable safety constraints, or install persistent backdoors.Fix: Prevent the skill from modifying its own code, SKILL.md, or configuration files. Treat skill files as read-only at runtime.
What it costs to keep this loaded
Counted locally with the o200k_base tokenizer, which is exact for GPT models; Claude uses its own tokenizer and its counts differ. Treat this as one consistent yardstick across the catalogue rather than a bill. Prices are per million input tokens.
| Model | Per session | Once invoked |
|---|---|---|
| Fable 5.1 | $0.00054 | $0.01313 |
| Opus 5 | $0.00027 | $0.00656 |
| Sonnet 5 | $0.00011 | $0.00263 |
| Haiku 4.5 | $0.00005 | $0.00131 |
Grade A, and why
cre-lender-credit scanned grade A with 0 findings against 26 rules in 11 categories — prompt injection, anti-refusal, data exfiltration, privilege escalation, supply chain, agent snooping, system-prompt leakage, SSRF and excessive agency — measured 8d ago.
A static scan of the body, not an audit. Every finding is printed with the line that produced it so you can judge whether it matters here. A mod is markdown that instructs an agent; that is exactly why what it instructs is worth reading.
Nothing flagged
None of the 26 patterns this scan looks for appear in this file: no shell pipes, no recursive deletes, no credential paths, no hidden text, no instruction-override or anti-refusal phrasing, no agent-config snooping. That is not a guarantee, it is the absence of the things that are checkable.
How it starts
The opening of the file, as written. The whole thing — 78 lines — stays where its author put it; the contents beside it link to each section on GitHub.
CRE Lender/Credit Suite
You have access to 8 specialist lender/credit skills for U.S. commercial real estate lending and credit administration.
Available Skills
| Skill | File | Use When |
|---|---|---|
| Loan Request Screening and Sizing | skills/loan-request-screening-and-sizing.md |
User needs an incoming loan request screened for product and policy fit, sized under every applicable test, and a pursue / pursue with structure / decline verdict |
| Sponsor and Guarantor Analyst | skills/sponsor-and-guarantor-analyst.md |
User needs sponsor or guarantor financial analysis, verified liquidity and net worth, global cash flow and global DSCR, or guaranty structure |
| Appraisal and Valuation Reviewer | skills/appraisal-and-valuation-reviewer.md |
User needs a CRE appraisal or evaluation reviewed for regulatory compliance and analytical reasonableness, or an accept / condition / reject decision |
| Credit Memo Writer | skills/credit-memo-writer.md |
User needs a CRE credit approval memorandum an approval authority, loan review, and an examiner can all read in the same order |
| Annual Loan Review and Risk Rating | skills/annual-loan-review-and-risk-rating.md |
User needs the periodic review of an existing CRE loan, refreshed ratios and appraisal-age testing, and a confirmed or changed risk rating |
| Covenant Compliance and Watchlist Monitor | skills/covenant-compliance-and-watchlist-monitor.md |
User needs covenant and reporting-obligation testing, or a watchlist placement, retention, or removal recommendation |
| Problem Loan and Modification Analyst | skills/problem-loan-and-modification-analyst.md |
User needs a deteriorating loan classified, the source of impairment named, or resolution paths compared with a lender action plan |
| CRE Portfolio Concentration and Stress Tester | skills/cre-portfolio-concentration-and-stress-tester.md |
User needs loan-book segmentation, supervisory concentration screening, sensitivity/scenario stress testing, or a board or ALCO-ready report |
What ships with it
15 files beside SKILL.md in the same directory: the scripts, references and assets a skill reads on demand. Not counted in the per-session cost; read them before you install if any of them is executable.
- knowledge/cre-concentration-and-stress-testing.md 12 KB
- knowledge/credit-memo-and-appraisal-review-standards.md 16 KB
- knowledge/lender-credit-policy-benchmarks.md 15 KB
- knowledge/regulatory-risk-rating-and-classification.md 19 KB
- knowledge/risk-scoring.md 44 KB
- knowledge/underwriting-calc.md 48 KB
- README.md 699 B
- skills/annual-loan-review-and-risk-rating.md 23 KB
- skills/appraisal-and-valuation-reviewer.md 24 KB
- skills/covenant-compliance-and-watchlist-monitor.md 20 KB
- skills/cre-portfolio-concentration-and-stress-tester.md 23 KB
- skills/credit-memo-writer.md 19 KB
- skills/loan-request-screening-and-sizing.md 20 KB
- skills/problem-loan-and-modification-analyst.md 31 KB
- skills/sponsor-and-guarantor-analyst.md 19 KB
What this file has done since we first saw it
Hashed on every crawl. A supply-chain change to an agent config is a question of when, not whether, so the history is kept rather than the latest state alone.
- 8d ago First seen · 78 lines · 54 tokens per session scan A fbcf43c9c1e3
cre-lender-credit is a skill published in the GitHub repository ahacker-1/cre-agent-skills (92 stars, last pushed 10d ago), licensed Apache-2.0. It adds 54 tokens to every session and 1,313 once invoked, about $0.0003 per session on Opus 5. A static security scan graded it A with 0 findings. No closer match exists in the catalogue, so it is treated as the original; first seen 2026-09-03.
Other skills, from other repositories
cre-brokerage
CRE Brokerage Investment Sales v1 - 8 specialist skills for U.S. seller-side commercial investment sales brokers, covering assignment intake, broker opinion of value, listing proposal, OM and teaser drafting, buyer process management, bid leveling, negotiation support, and PSA-to-close coordination.
cre-due-diligence
CRE Due Diligence analysis suite — 7 specialist skills for multifamily property analysis including rent roll validation, expense benchmarking, market study, physical inspection, environmental review, title review, and tenant credit assessment.
cre-industrial
CRE Industrial analysis suite - 8 specialist skills for U.S. industrial acquisitions, covering market study, lease roster analysis, lease abstraction, tenant credit, physical inspection, underwriting, financing fit, and investment committee memo writing.
cre-financing
CRE Financing analysis suite — 3 specialist skills for lender identification, quote comparison, and term sheet assembly for multifamily acquisition debt sourcing.
cre-underwriting
CRE Underwriting analysis suite — 3 specialist skills for building pro formas, running sensitivity scenarios, and writing investment committee memos for multifamily acquisitions.
cre-closing
CRE Closing management suite — 2 specialist skills for closing checklist coordination and funds flow preparation for multifamily acquisitions.